Why don’t some workers file workers’ compensation claims?

Despite the fact that work accidents happen all the time, people typically aren’t sure what to do next after they find themselves in this situation. In some cases, workers attempt to dust themselves off and get back to work; others take a day or two off and return to work despite their aches and health concerns.

Whatever a worker decides to do, filing a claim for workers’ compensation benefits may not be something they initially consider. 

The hurdles to getting help

Sadly, not all injured workers seek the benefits they may be entitled to receive. They may not pursue them because:

• They are intimidated by the process and worried they might face pushback from their employer. 
• They think they are not eligible for coverage.
• They assume it’s too complicated to navigate the benefits system.
• They do not know where to start or what steps to take.

These misconceptions and unanswered questions can mean workers end up without the care and support they deserve.

The advantages of workers’ compensation

Another reason people may not file a workers’ comp claim is that they do not fully grasp the range of benefits they could receive, which can be a significant oversight. Here are some benefits it offers:

• Financial support: Workers’ compensation provides monetary benefits. These can cover lost wages and medical expenses related to an injury.
• Peace of mind: Knowing there is a financial safety net can ease injured workers’ minds, allowing them to focus on what’s most important—recovery.
• Recovery time: With financial worries addressed, parties can afford to take the time to heal properly without rushing back to work.

These benefits aren’t always obvious or immediate, so it’s easy for individuals to minimize or overlook them after an accident. However, these benefits can be essential to a person’s well-being and recovery.

When it comes to pursuing workers’ compensation after an on-the-job accident, it’s not just about financial aid; it’s about ensuring workers have the time and resources to recover and get back to work.